Legal
Terms of Use
Last updated: March 2026
1. Acceptance of Terms
By accessing or using the Dream House Lending website (dreamhouselending.com), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this website.
2. Informational Purposes Only
All content on this website — including loan program descriptions, rate information, calculator results, and Buying Power Estimates — is provided for informational purposes only. Nothing on this website constitutes a loan commitment, pre-approval, or guarantee of financing. Loan approval is subject to credit review, income verification, property appraisal, and other underwriting requirements.
3. No Loan Commitment
Submitting a form, using our Buying Power Estimator, or communicating with our team through this website does not create a loan commitment or obligate Dream House Lending to provide any specific loan product, rate, or terms. All rates and loan programs are subject to change without notice and are dependent on individual borrower qualifications.
4. Accuracy of Information
We make reasonable efforts to keep the information on this site accurate and up to date. However, we do not warrant the completeness or accuracy of any content. Mortgage rates, loan limits, and program guidelines are subject to change at any time. You should consult directly with a licensed loan officer for current information applicable to your situation.
5. Use of the Website
You agree to use this website only for lawful purposes. You may not:
- Submit false or misleading information through any form or tool.
- Attempt to gain unauthorized access to any part of the website or its servers.
- Use automated tools to scrape, crawl, or collect data from this website without permission.
- Use the site in any way that violates applicable federal or state law.
6. Third-Party Links and Services
This website may link to third-party services, including our loan application portal, scheduling tools, and external resources. These links are provided for convenience only. Dream House Lending does not endorse and is not responsible for the content, accuracy, or practices of any third-party websites.
7. Intellectual Property
All content on this website, including text, graphics, logos, and design elements, is the property of Dream House Lending or its licensors and is protected by applicable copyright and trademark law. You may not reproduce or distribute any content without our prior written consent.
8. Limitation of Liability
Dream House Lending and its employees, officers, and agents shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided herein. Your use of this site is at your own risk.
9. Changes to These Terms
We reserve the right to update these Terms of Use at any time. Changes will be effective upon posting to this page. Continued use of the website after any changes constitutes your acceptance of the updated terms.
10. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
11. Contact Us
If you have questions about these Terms of Use, please contact us at:
Dream House Lending
5301 Office Park Dr Suite #200, Bakersfield, CA 93309
Phone: (661) 454-7700
Email: agarza@dreamhouselending.com
NMLS # 2269316 | CA License #60DBO-154707