Legal
Privacy Policy
Last updated: March 2026
1. Introduction
Dream House Lending ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard information you provide when you visit our website or submit any form, including our Buying Power Estimator and loan inquiry forms.
2. Information We Collect
We may collect the following types of information:
- Contact information — your name, email address, and phone number submitted through any form on our site.
- Financial information — estimated purchase price, income range, credit score range, and down payment amount entered into our Buying Power Estimator or inquiry forms.
- Usage data — browser type, IP address, pages visited, and time spent on our site, collected automatically via standard web analytics tools.
- Communication content — messages or questions you submit through our chat widget or contact forms.
3. How We Use Your Information
We use the information you provide to:
- Respond to your loan inquiries and connect you with a licensed loan officer.
- Send you information about loan programs, rates, and mortgage resources relevant to your situation.
- Improve our website and the services we offer.
- Comply with applicable federal and state laws and regulations.
We will never sell your personal information to third parties. We may share your information with our lending partners or service providers solely for the purpose of processing your loan inquiry.
4. Buying Power Estimator
Information you enter into our Buying Power Estimator is used only to provide you with a general estimate of your potential purchasing power. This estimate does not constitute a pre-approval, loan commitment, or guarantee of financing. The information may be retained and used to follow up with you about your home loan goals.
5. Cookies and Analytics
Our website may use cookies and similar tracking technologies to understand how visitors use our site. You may disable cookies through your browser settings; however, some features of the site may not function properly as a result.
6. Data Security
We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
7. Third-Party Links
Our website may contain links to third-party websites, including our loan application portal and scheduling tools. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies separately.
8. Your Rights
You may contact us at any time to request access to, correction of, or deletion of personal information we hold about you. We will respond to such requests in accordance with applicable California and federal law.
9. Contact Us
If you have questions about this Privacy Policy, please contact us at:
Dream House Lending
5301 Office Park Dr Suite #200, Bakersfield, CA 93309
Phone: (661) 454-7700
Email: agarza@dreamhouselending.com
NMLS # 2269316 | CA License #60DBO-154707