lending services in bakersfield ca

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Our Story

Dream House Lending was founded to help our clients find their dream home, whether they are first-time home buyers, investors, or anyone looking to refinance. Our first goal is to get to know each of our clients and what goals they are looking to accomplish. Dream House Lending has versatile experience in guiding our buyers throughout the entire home buying process with knowledge of current buying patterns, as well as market fluctuations, to ensure they meet their real estate needs. Every member on our team would love to help guide you to obtain your dream home.

Our team

Alfonso Garza

CEO – Mortgage Broker – NMLS: 1708922 DRE: 02129195

As the CEO of Dream House Lending, Alfonso Garcia is a highly motivated, experienced Bilingual Mortgage Broker with knowledge and extensive experience in the financial services industry. He has originated over 500+ homes. Alfonso is a California State University, Bakersfield, Division 1 student-athlete graduate in finance. His favorite hobbies include playing soccer and spending time with his wife and two boys. He enjoys helping people fulfill their lifelong dreams of owning a home. If you’re looking to work with us, don’t hesitate to contact Alfonso.

Hablo español

Marissa Garza

Compliance Manager.

Versie Church

Mortgage Broker – NMLS # 1962895

Ebony Hill

Mortgage Broker – NMLS: 1218704

Emmanuel Duran

Mortgage Broker – NMLS: 2125158

Hablo español

Alex Tucker

Mortgage Broker- NMLS: 2307537

Brian Garza

Mortgage Broker- NMLS: 2404694

Hablo español

Daisy Cantu

Mortgage Broker– NMLS: 2485932

Claudia Melendez

Executive Assistant

Hablo español

Natalie Gomez

Processor

Hablo español

Raquel Ramos

Processor

Hablo español

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Our Loan options

*These products may have a higher interest rate, more points, or more fees than other products requiring documentation.*

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Conventional

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FHA

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VA



USDA

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Down Payment Assistance

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Hard Money*

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ITIN

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Bank Statement*

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1099 Only*

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DSCR*

Alfonso and his team were very professional and fast. I would definitely recommend them. Communication between myself, his assistant, and Alfonso was seamless. I used another lender before i found Alfonso and the first lender was absolutely horrible."

Paul

Closed Dec 2021

“ From start to finish , Alfonso and his team provided everything I needed and educated me during the entire process of buying my first home. Couldn’t have been more happy with all the hard work that was done for me."

David

Closed Sep 2021

“ I recently purchased a home with Alfonso’s help, he was on top of it since the beginning and I was impressed on how fast he got us approved! People always told me a home purchase was stressful but he made us think other wise! Super smooth transaction and always honest and answered our questions. If you’re looking into buying a home Alfonso and his team are the way to go!!"

almanzaandrea37

Closed Nov 2021

“ My wife and i recently purchased a property with Alfonso's help. He was very professional and always answered our questions in a timely manner. We will continue to use his services in our future purchases as well as recommend him to family and friends. Keep up the good work Alfonso if you need a lender, this is the man for your lending needs. "

Josue

Closed Sep 2021

“ My husband and I had the best experience with Alfonso eand his team. We had a difficult escrow for sure, but Alfonso made it happen. He is very knowledgeable and the best at what he does. Though it got complicated he reassured us that everything was going to be ok and thankfully we are now proud owners of an amazing home. We are so happy we went with Alfonso that now we always recommend him to everyone!! Thank you Alfonso for making dreams come true. :). "

Stephanie

Closed Sep 2021

“ He was very clear and detailed with the loan also he answered every question Professionally. He also answered my calls every time I had a question about loan .I'm very grateful for the job he did as well as his work team. Thank you Alfonso. "

GeorgeS1969

Closed Aug 2021

“ He was very clear and detailed with the loan also he answered every question Professionally. He also answered my calls every time I had a question about loan .I'm very grateful for the job he did as well as his work team. Thank you Alfonso. "

Castillo794

Closed Aug 2021

“ Alfosno was phenomenal as well as his team. We were very happy with his work. The process was smooth and communication. We highly recommend him to friends and family"

Mario

Closed Jul 2021

We Work With Top lenders

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Branch NMLS: 2269316

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Contact Us

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Hours

Monday - Friday
9am - 5:30pm

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Phone

(661) 454-7700

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Address

4600 American Ave. Suite 201 Bakersfield, CA 93312

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Dream House Lending | 5001 California Ave Suite 212, Bakersfield, CA 93309 | Phone: (661) 454-7700 | Email: [email protected] | NMLS # 2269316 | Loans arranged pursuant to California Finance Lenders Law License #60DBO-154707 | www.nmlsconsumeraccess.org | Equal Housing Opportunity